Spread the cost of a purchase over $299 into 3, 6, or 12 easy monthly payments.
Just select Affirm at checkout. Up to 10–31.99% APR (where available and subject to provincial regulatory limitations). Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.
WHAT IS AFFIRM?
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing shoppers with flexible payment options at their favourite retailers, both in-store and online. By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
WHY USE AFFIRM?
Prequalify before you buy
Get your Affirm spending limit while you’re still shopping.
Quick and convenient checkout
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
Easy payments
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.
HOW DO I USE AFFIRM?
1. Select Affirm at checkout
Shop at your favorite stores that offer Affirm and select us as your payment option at checkout.
2. Get set up
Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
3. Enjoy your purchase
Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.
FREQUENTLY ASKED QUESTIONS
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment providers. When you use Affirm to pay at Structube's checkout, you can split your purchase into easy, automatic monthly payments. To use Affirm as your preferred payment choice at checkout:
- Add items to your shopping cart as usual, and select Affirm as your payment method at checkout for orders of $299 or more (including taxes and shipping).
- Get set up: Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
- Confirm your payment plan with Affirm. Structube will process and ship your order as usual.
- Make 3, 6, or 12 monthly payments to Affirm while you enjoy your purchase.
Yes. You’ll need:
- To be the legal age of majority in the province or territory in which you reside
- To be a resident of Canada
- A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout
If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
For more information on interest or fees, please read this FAQ article on the Affirm help site.
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a Visa/Mastercard debit card. Available payment methods may vary depending on the payment plan selected.
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
Please refer to the payment plan agreement for all of your payment schedule information.
To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please log in to the Affirm Customer Portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.
Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.
No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this contact form.
Purchases made using Affirm are subject to Structube’s standard return policy. Any returns will be processed by Structube, and your Affirm balance will be reduced, canceled, or refunded accordingly. If Structube has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Structube's return policy here.
For help with payment information, or if you haven’t received your Affirm email confirmation, please contact the Affirm team via their website.
Affirm does not charge annual fees. For more information on related fees, please see this helpful FAQ article on the Affirm help site.
You can find them here.
For further information, please refer to the Affirm help center or get in touch here.